Our Services

We serve businesses and individuals in most areas of financial planning, including:

Employee and Executive Benefits -- Helping your business attract and retain qualified employees through benefit packages.

Retirement Planning -- Making the most of your employer-sponsored retirement plans and IRAs.  Determining how much you need to retire comfortably.  Managing assets before and during retirement.  We can also help you set up, or review your company retirement plan.

Risk Management -- Reviewing existing insurance policies and company benefit plans.  Recommending changes when appropriate.  Help you to be aware of gaps in your coverage.  Finding the best policy for your situation.

Investments --   Helping you understand your risk tolerance. Determining your asset allocation needs. Recommending appropriate investment vehicles to help you reach and exceed your goals.  Reviewing your investments with you at least once a year.

Estate Planning -- Reviewing your wills and trusts.  Preserving your estate for your intended heirs.  Helping with beneficiary designations.  Reducing your exposure to estate taxes and probate costs.  Coordinating with your tax and legal advisors.

Strategic Asset Management (SAM) - providing you with fee-based asset management through LPL Financial, a Registered Investment Advisor.  Access to mutual funds, as well as individual stocks and bonds.

Education Funding -- Helping you determine how much you need to meet your goal.  Recommending investment strategies to help you pay for your children's education.

Tax Management -- Making sure you do not pay more than the law requires.  Looking for ways to reduce your current and future tax burden.  Referring you to qualified tax specialists.

For clients that need additional services, we have partners that we utilize to bring the required expertise to help with complex issues.